Financing Indian property from the US adds one documentation layer most other countries don't have — FATCA compliance — alongside converting USD income to an INR-equivalent for eligibility. The upside: since the US has been a Hague Apostille Convention member since 1981, your Power of Attorney generally needs only a notarization and a single apostille, not full embassy attestation.
W-2 forms or recent pay stubs, plus US bank statements showing consistent income.
A FATCA self-certification is standard as part of KYC for US-based NRI applicants.
USD income is converted to an INR-equivalent for eligibility assessment — ask your lender exactly how they calculate this.
Notarize with a US notary public, then apostille via the relevant Secretary of State's office — no separate Indian embassy step.
W-2 form or recent pay stubs (typically 2-3 months), plus an employment verification letter.
Standard US-specific KYC declaration most lenders now require upfront.
6-12 months of US bank statements showing salary credits.
As a Hague Apostille Convention member since 1981, US-issued documents — including your POA — typically need only a notarization by a US notary public followed by an apostille from the Secretary of State's office in the state where it was notarized. This is meaningfully faster than the multi-step embassy attestation process required for non-Hague countries.
All major lenders on our panel accept US-based applicants; the apostille route means POA turnaround is usually quicker here than from Gulf countries.
Compare all lendersThe apostille comes from the Secretary of State's office in the state where your document was notarized — not necessarily where you live, if you notarized elsewhere.
FATCA is a disclosure requirement, not an eligibility filter — it doesn't by itself affect whether you qualify, but it must be completed as part of KYC.
Lenders typically use a current or recent exchange rate to arrive at an INR-equivalent monthly income, which then feeds into their standard eligibility calculation — ask your specific lender for their exact method.
Author: Himanshu Gupta · Reviewer: Sachin Gupta · Last verified: September 2026.