TOOLS

Work Out the Numbers Before You Talk to a Lender

Four calculators covering the full property-finance decision: whether lenders will serve your profile, what your monthly payment looks like, how much you can borrow against property you already own, and what property price your income actually supports.

START HERE

Check Your Eligibility

Two-minute profile check. See which lenders fit before you share full documentation.

This is a preliminary guide, not an approval. Final eligibility is subject to lender assessment and documentation.

EMI CALCULATOR

Monthly payment for any loan amount, rate and tenure

Monthly EMI—
Total interest payable—
Total amount payable—

Indicative only — actual EMI depends on the lender's exact rate, processing structure and any fees.

LOAN AGAINST PROPERTY CALCULATOR

Estimate borrowing power against a property you already own

Estimated eligible LAP amount—
Max lendable against property (before deducting existing loan)—

Lenders typically fund 60–70% of assessed property value for LAP — this defaults to 60% (conservative). Exact LTV depends on the lender, property type and location.

AFFORDABILITY CALCULATOR

Work backward from your income to a realistic property price

Max affordable EMI—
Estimated max loan eligible—
Estimated property budget—

Assumes a standard 50% FOIR (fixed-obligation-to-income ratio) cap and ~80% loan-to-value — actual lender assessment may differ.

Numbers look workable? Let's find your lenders.